1 O.A.C. Subject to terms of your Flexiti cardholder agreement. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. For equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, fees and taxes if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $24.99 may apply ($39.99 for residents of Quebec). No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promos and terms may be changed without notice. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.
2 Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.
* Named an IDC Innovator. IDC Innovators: Canadian Fintech-Enabled Lending Solutions, 2018, #CA43806118, October 2018